The western bank strengthens day by day on international competitive power 西方銀行在國際金融市場(chǎng)上的競(jìng)爭(zhēng)力日益增強(qiáng)。
This essay uses the common theory of the information economic to explain that anti - choice and moral risk caused by information disequilibrium are the further reason of managing risk of bank strengthening and give out the methods of prevent 本文運(yùn)用信息經(jīng)濟(jì)學(xué)的一般原理,解釋了由信息非均衡所引致的逆向選擇和道德風(fēng)險(xiǎn)是銀行經(jīng)營風(fēng)險(xiǎn)日趨增強(qiáng)的深層次原因,并提出了防范銀行經(jīng)營風(fēng)險(xiǎn)的措施。
After our country joins wto , the financial market opens large , foreign banks impact the local banks , the new basel accord about the enhance of managing credit risk , request of government about taking charge of banks strengthening , all put forward the higher request of loan credit risk 我國加入世貿(mào)后,金融市場(chǎng)對(duì)外開放力度的加大,國外銀行對(duì)國內(nèi)銀行的沖擊,巴塞爾新資本協(xié)議對(duì)信用風(fēng)險(xiǎn)管理要求的提高以及政府對(duì)銀行這一個(gè)特殊行業(yè)監(jiān)管力度的加強(qiáng),都對(duì)城市商業(yè)銀行的貸款信用風(fēng)險(xiǎn)管理提出了更高的要求。